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You might ask, "What is the difference between a flip and a twist?" I am going to give my definition of these two terms and stick with it. Some.
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The hybrid ARM, usually referred to as just an ARM, offers a fixed initial interest rate for a period of two or three years then the mortgage resets to floating rate, which is derived from an index rate (e.g. 1 year CMT or LIBOR) plus a margin added by the lender, for the remaining duration of the loan.rotate casually: jaundice twists Copycat.
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