Reverse Mortgage Quick Facts – Rate Zip

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Reverse Mortgage Guides is a reverse mortgage educational website. Our goal is to help explain many of the pros and cons of a Home Equity Conversion Mortgage (HECM) for homeowners. We publish articles and tools for older Americans who are considering a reverse mortgage and want to become further educated before making a decision.

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The two types of reverse mortgage interest rates. Reverse mortgage interest rates can be fixed or adjustable. The type of interest rate you choose determines your payout options. Of course, each rate type and payout option has pros and cons. fixed-rate reverse mortgages offer the borrower a lump sum of cash and predictable interest rates.

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Reverse Mortgages fast facts.. How reverse mortgages work. A reverse mortgage is a type of home equity loan that allows you to convert some of the equity in your home into cash while you retain home ownership.. and the interest rate the lender is charging. Because you retain title to your.

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If there is an existing mortgage on the home, it must be paid off with the proceeds from the reverse mortgage loan. Eligible Homes Types for Reverse Mortgages Most single-family homes, two-to-four unit owner-occupied dwellings or townhouses and approved condominiums and manufactured homes are eligible for a reverse mortgage loan.

Reverse Mortgage Quick Facts Written by LeeAnn Reynolds on July 25, 2018 reverse mortgage quick Facts. If you’re a senior citizen and want access to more funds, a reverse mortgage can let you tap in to your house’s equity. However, as with all financial decisions, you’ll want to do research before deciding whether or not to get one.