After Home Closing, Which Documents Should I Keep? » Mortgage Masters Group

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Answer: Before closing on a mortgage, you can expect to receive documents required by state and federal law and contractual documents. Visit our interactive sample Closing Disclosure with tips and definitions. If you applied for a mortgage prior to October 3, 2015, or if you’re applying for a reverse mortgage, you receive a HUD-1 Settlement Statement and a Truth-in-Lending disclosure instead of a Closing Disclosure.

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The closing sheet called the HUD1 from when you bought and sold the house along with receipts for any major improvements. Anything else is electronically recorded in the register of deeds office in the county the property was in. The only other thing is any mortgage documents only if you think there was a disputed between you and the lender.

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